Jewelry/Engagement Ring Financing

Transparent Jewelry Financing NO Down Payment | Instant Credit Card Approvals | Flexible Payment Plans to Suit Your Timeline

3 Easy Steps

1. APPLY | 2. GET APPROVED | 3. CHECK OUT WITH YOUR JEWERLY

Up to $3,500 in Pre-Approval No Crediit Needed!

Get Instant Results

Apply Now

Get Approved With Bad Credit Or No Credit

Get Instant Results

Up To 36 Months - 0% Apr For Qualifying Customers

Get Instant Results

Checking Your Creditworthiness Will Not Affect Your Credit Score

Choosing an engagement ring that truly reflects your love while staying within budget can feel overwhelming. At Beverly Diamonds, we make it effortless. We offer flexible engagement ring financing options, from installment plans to approved financing partners and credit solutions, so you never have to compromise on quality or meaning. To unlock the most favorable plans, a strong credit profile helps, but it’s not a barrier. Even if your credit history isn’t perfect, alternative engagement ring financing options are available, designed to keep your journey stress-free and transparent. Because proposing should feel exciting, not financially complicated.

At Beverly Diamonds, everyone should be able to own the jewelry of their dreams. Whether you're looking to finance an engagement ring or other fine jewelry, our flexible financing options make it easy and affordable, even if you have bad credit or no credit history.

Engagement Ring Financing Made Simple

We understand that purchasing an engagement ring is a significant milestone. That’s why we offer engagement ring financing options that cater to all credit types. Whether you're eyeing a classic diamond engagement ring, a stunning moissanite ring, or a lab diamond engagement ring, our financing plans can help you get the ring you want without breaking the bank.

No Credit Check & No Down Payment Required

Worried about your credit score? We offer no credit check engagement ring financing at Beverly Diamonds with no down payment required. This means you can finance your engagement ring without any upfront costs and the worry of a hard credit inquiry.

0% Financing Through Trusted Partners

We’ve partnered with Snap, PayTomorrow, and Affirm to offer 0% APR financing on a wide range of jewelry, including diamond engagement rings, lab-grown diamonds, and more. These trusted financing partners provide flexible payment plans tailored to your budget, ensuring you can easily pay over time.

Bad Credit? No Problem!

If you’re concerned about bad credit, our bad credit jewelry financing options are designed for you. With our secure process, you can finance the jewelry you love, regardless of your credit history. Everyone deserves to sparkle, and our financing plans ensure you can do that.

How does the Financing Application Process Work?

Applying for financing at Beverly is quick and easy. We recommend shopping around for prequalification offers from various lenders to gauge what you might be eligible for without commitment. This preliminary step gives you an idea of potential loan amounts and the terms available, which can differ significantly upon final approval.

Who Can Apply?

Our financing options are available to all customers in the United States. To qualify, you must meet our basic credit approval criteria. If you have any questions about your eligibility or need assistance during the application process, our dedicated customer support team is here to help.

Why Choose Beverly Diamonds Financing

Transparent Terms, No Surprises

Flexible Monthly Payment Options

Access to Premium Diamonds

Fast, Secure Approval Process

No Pressure, No Obligation

FAQs

Jewelry financing lets you spread the cost over manageable monthly payments. This service allows you to choose a higher-quality ring without paying the full amount upfront, often with no impact on your credit score during eligibility checks.

Engagement ring financing typically ranges from 3 to 36 months, depending on the plan you qualify for. The term is selected during approval to match your budget and payment comfort.

You should finance an amount that fits comfortably within your monthly budget. Financing is meant to make your purchase easier, not financially stressful.

Yes, many jewelers offer engagement ring financing through trusted partners. Beverly Diamonds provides flexible plans with transparent terms and secure approval processes.

Yes, financing options may still be available with bad or limited credit. Alternative plans exist, though terms and rates may vary based on eligibility.

Explore Our Top Collections

Questions? Send us an email

Contact infomation

Opening hours

Mon - Fri, 10am - 4pm EST
Weekends - Closed